Reliable coverage is available when it matters most.

Gain peace of mind knowing your final expenses are paid in full. Guaranteed Issue Final Expense insurance - also known as ‘funeral insurance’ or ‘burial insurance’ - is a type of permanent whole life insurance. It provides level premiums, guaranteed death benefits, and is often easier for people to qualify for compared to other types of life insurance.

Instead of providing income replacement for loved ones like most life insurance policies, final expense insurance is meant to specifically cover the costs associated with the policyholder’s cremation or other end-of-life disposition.

This type of policy is issued to people aged 50 to 85 and offers the following benefits:

  • Guarenteed Approval and Death Benefits

  • Level Premiums

  • No Underwriting

  • No Waiting Periods

  • Full Benefits Paid at Death

All policies are provided by A+ and A rated insurance companies, regulated by the state’s Department of Insurance and the Office of Insurance Commissioner in Washington, DC. These include carriers such as Great Western, Gerber, Mutual of Omaha, AIG, and Prosperity, among many others.

Cremstar - Prosperity Life Insurance

Estimated Monthly Payments*
Cremstar - End of Life Insurance Chart

Let us customize a plan for you. (Make sure you’re between 50 and 85 years old.)

Simply fill in the following information. Book a date and time to receive your quote from a licensed insurance expert.

* All Prices are estimates only and are subject to change without notice.

If you have any questions, please contact us:

  • By phone: (888) 802-0999, available 24/7. (Se Habla Español.)
  • By email: [email protected]
  • By chat: 7AM - 10PM Eastern Time, seven days a week; click on the round red chat button on the bottom right of the screen.

If you are in immediate need because a death has already occurred, order a direct cremation now. If a death is imminent (i.e. in a matter of days or weeks), visit the Cremstar Cremation Cost Calculator for a price quote and to email yourself a customized "Order Now" link so that you're ready when the death occurs. If you are preparing for the future, visit our Planning Ahead section.