Insurance

Insurance transfers the financial risk of unexpected life’s events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, health insurance, and life insurance.

All policies are provided by A+ and A rated insurance companies, regulated by the state’s Department of Insurance and the Office of Insurance Commissioner in Washington, DC. These include carriers such as Great Western, Gerber, Mutual of Omaha, AIG, and Prosperity, among many others.

Life Insurance

• Term Life

  • Provides affordable protection for temporary needs.

• Permanent Life:

  • Provides both death & living benefits to cover expected and unexpected life events.

• Whole Life:

  • Provides permanent protection, premiums that won't change as the policy owner grows older, and cash value that builds over time.

• Guaranteed Universal Life:

  • Provides permanent life insurance protection, flexible premiums, and tax-advantaged cash value accumulation.

• Indexed Universal Life:

  • A type of universal life insurance that provides a death benefit and has the potential for growth based on a market index’s performance.

• Final Expense:

  • Protection that provides a death benefit to help cover funeral & final expenses. (You must be between 50 and 85 years old.)

• Accidental Death:

  • Provides a benefit when the policy owner dies in a covered accident.

• Long-Term Care:

  • Coverage that helps you avoid relying on family members for care, remain in their homes as long as possible, and protect their retirement nest egg. (NOTE: 70% of people turning 65 will need long-term care services in their lifetime.)

• Medicare Supplements:

  • Selecting the right Medicare coverage can be overwhelming. We know that. So, we offer a variety of solutions that give you the flexibility to meet your unique needs.

• Dental Insurance & Dental Savings Plan:

  • Dental insurance policies cover preventive, basic, and major dental services. They also include an optional vision care rider for complete coverage.
  • Dental Savings Plans help you access dental, vision, and hearing care savings without enrolling in a traditional insurance policy.

• Critical Illness Insurance:

  • A lump sum benefit upon diagnosis of Critical Illness, Cancer & Heart Attack/Stroke to fill the gap between existing insurance and medical bills or living expenses.

Let us customize a plan for you.

Simply fill in the following information. Book a date and time to receive your quote from a licensed insurance expert.